{"id":186992,"date":"2026-06-02T17:00:00","date_gmt":"2026-06-02T21:00:00","guid":{"rendered":"https:\/\/linitiative.ca\/International\/back-to-basics-leffet-de-cliquet\/"},"modified":"2026-06-02T17:00:00","modified_gmt":"2026-06-02T21:00:00","slug":"back-to-basics-leffet-de-cliquet","status":"publish","type":"post","link":"https:\/\/linitiative.ca\/International\/back-to-basics-leffet-de-cliquet\/","title":{"rendered":"Back to basics : L\u2019effet de cliquet"},"content":{"rendered":"<div class=\"post-cont-out\">\n<div class=\"post-cont-in no-margin\">\n<div id=\"content-main\" class=\"left relative\">\n<div class=\"liveblog-section\">\n<div id=\"elb-liveblog\" class=\"elb-liveblog elb-theme-light\" data-append-timestamp=\"1\" data-status=\"open\" data-highlighted-entry=\"\" data-show-entries=\"25\" data-endpoint=\"https:\/\/www.tunisienumerique.com\/wp-json\/easy-liveblogs\/v1\/liveblog\/1118843\">\n<div class=\"elb-liveblog-closed-message\">Le blog en direct est termin\u00e9.<\/div>\n<p><button id=\"elb-show-new-posts\" class=\"elb-button button\"\/><\/p>\n<div class=\"elb-no-liveblog-entries-message\">Aucune mise \u00e0 jour du blog en direct pour le moment.<\/div>\n<p><button id=\"elb-load-more\" class=\"elb-button button\">Charger plus<\/button><\/div>\n<\/div>\n<div class=\"simplesocialbuttons simplesocial-round-btm-border simplesocialbuttons_inline simplesocialbuttons-align-left post-1118843 post simplesocialbuttons-inline-no-animation\"><button class=\"simplesocial-fb-share\" rel=\"nofollow\" target=\"_blank\" aria-label=\"Facebook Share\" data-href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\" onclick=\"javascript:window.open(this.dataset.href, '', 'menubar=no,toolbar=no,resizable=yes,scrollbars=yes,height=600,width=600');return false;\"><span class=\"simplesocialtxt\">Facebook<\/span><\/button> <button class=\"simplesocial-twt-share\" rel=\"nofollow\" target=\"_blank\" aria-label=\"Twitter Share\" data-href=\"https:\/\/twitter.com\/intent\/tweet?text=Back+to+basics+%3A+L%E2%80%99effet+de+cliquet&amp;url=https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\" onclick=\"javascript:window.open(this.dataset.href, '', 'menubar=no,toolbar=no,resizable=yes,scrollbars=yes,height=600,width=600');return false;\"><span class=\"simplesocialtxt\">Twitter<\/span><\/button> <button rel=\"nofollow\" target=\"_blank\" class=\"simplesocial-linkedin-share\" aria-label=\"LinkedIn Share\" data-href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\" onclick=\"javascript:window.open(this.dataset.href, '', 'menubar=no,toolbar=no,resizable=yes,scrollbars=yes,height=600,width=600');return false;\"><span class=\"simplesocialtxt\">LinkedIn<\/span><\/button> <button onclick=\"javascript:window.open(this.dataset.href, '_blank' );return false;\" class=\"simplesocial-whatsapp-share\" rel=\"nofollow\" target=\"_blank\" aria-label=\"WhatsApp Share\" data-href=\"https:\/\/api.whatsapp.com\/send?text=https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\"><span class=\"simplesocialtxt\">WhatsApp<\/span><\/button><\/p>\n<\/div>\n<p><button class=\"simplefavorite-button\" data-postid=\"1118843\" data-siteid=\"1\" data-groupid=\"1\" data-favoritecount=\"0\"> Lire plus tard<\/button><\/p>\n<p>Certaines \u00e9volutions \u00e9conomiques ont la particularit\u00e9 de s\u2019installer solidement, m\u00eame lorsque les circonstances qui les ont favoris\u00e9es disparaissent.<\/p>\n<p>Des d\u00e9penses, des niveaux de consommation ou des avantages acquis peuvent augmenter relativement rapidement, mais leur r\u00e9duction se heurte souvent \u00e0 des r\u00e9sistances \u00e9conomiques, sociales ou institutionnelles. Cette asym\u00e9trie dans les processus d\u2019ajustement constitue le fondement de ce que les \u00e9conomistes d\u00e9signent sous le nom d\u2019effet de cliquet.<\/p>\n<p><strong>Une \u00e9volution difficilement r\u00e9versible<\/strong><\/p>\n<p>L\u2019effet de cliquet d\u00e9signe une situation dans laquelle une variable \u00e9conomique augmente rapidement mais ne diminue pas avec la m\u00eame facilit\u00e9 lorsque les conditions changent. \u00c0 l\u2019image d\u2019un m\u00e9canisme de cliquet qui permet un mouvement dans un seul sens, certaines \u00e9volutions \u00e9conomiques tendent \u00e0 devenir partiellement irr\u00e9versibles.<\/p>\n<p>Ce ph\u00e9nom\u00e8ne peut concerner les d\u00e9penses publiques, les habitudes de consommation, les structures de co\u00fbts des entreprises ou encore certains niveaux de r\u00e9mun\u00e9ration. Une fois un certain seuil atteint, revenir \u00e0 la situation initiale devient souvent difficile sur le plan \u00e9conomique, social ou politique.<\/p>\n<p><strong>Des applications vari\u00e9es<\/strong><\/p>\n<p>L\u2019un des exemples les plus connus concerne les finances publiques. En p\u00e9riode de crise ou de forte demande sociale, les d\u00e9penses publiques peuvent augmenter rapidement. Cependant, une fois les programmes mis en place, leur r\u00e9duction devient souvent complexe en raison des attentes cr\u00e9\u00e9es aupr\u00e8s des b\u00e9n\u00e9ficiaires.<\/p>\n<p>L\u2019effet de cliquet est \u00e9galement observ\u00e9 dans la consommation des m\u00e9nages. Apr\u00e8s une am\u00e9lioration durable du niveau de vie, les consommateurs peuvent \u00e9prouver des difficult\u00e9s \u00e0 r\u00e9duire leurs d\u00e9penses, m\u00eame lorsque leurs revenus diminuent.<\/p>\n<p>Ce m\u00e9canisme contribue \u00e0 expliquer certaines rigidit\u00e9s \u00e9conomiques et la lenteur des ajustements dans diff\u00e9rents secteurs.<\/p>\n<p>L\u2019effet de cliquet souligne que les comportements \u00e9conomiques ne s\u2019ajustent pas toujours de mani\u00e8re instantan\u00e9e ou sym\u00e9trique. Les d\u00e9cisions pass\u00e9es, les habitudes acquises et les attentes des agents \u00e9conomiques peuvent rendre certains changements particuli\u00e8rement difficiles \u00e0 inverser. Cette notion permet ainsi de mieux comprendre pourquoi certaines d\u00e9penses, structures ou pratiques persistent dans le temps, m\u00eame lorsque leur justification initiale s\u2019est affaiblie ou a disparu.<\/p>\n<div class=\"simplesocialbuttons simplesocial-round-btm-border simplesocialbuttons_inline simplesocialbuttons-align-left post-1118843 post simplesocialbuttons-inline-no-animation\"><button class=\"simplesocial-fb-share\" rel=\"nofollow\" target=\"_blank\" aria-label=\"Facebook Share\" data-href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\" onclick=\"javascript:window.open(this.dataset.href, '', 'menubar=no,toolbar=no,resizable=yes,scrollbars=yes,height=600,width=600');return false;\"><span class=\"simplesocialtxt\">Facebook<\/span><\/button> <button class=\"simplesocial-twt-share\" rel=\"nofollow\" target=\"_blank\" aria-label=\"Twitter Share\" data-href=\"https:\/\/twitter.com\/intent\/tweet?text=Back+to+basics+%3A+L%E2%80%99effet+de+cliquet&amp;url=https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\" onclick=\"javascript:window.open(this.dataset.href, '', 'menubar=no,toolbar=no,resizable=yes,scrollbars=yes,height=600,width=600');return false;\"><span class=\"simplesocialtxt\">Twitter<\/span><\/button> <button rel=\"nofollow\" target=\"_blank\" class=\"simplesocial-linkedin-share\" aria-label=\"LinkedIn Share\" data-href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\" onclick=\"javascript:window.open(this.dataset.href, '', 'menubar=no,toolbar=no,resizable=yes,scrollbars=yes,height=600,width=600');return false;\"><span class=\"simplesocialtxt\">LinkedIn<\/span><\/button> <button onclick=\"javascript:window.open(this.dataset.href, '_blank' );return false;\" class=\"simplesocial-whatsapp-share\" rel=\"nofollow\" target=\"_blank\" aria-label=\"WhatsApp Share\" data-href=\"https:\/\/api.whatsapp.com\/send?text=https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\"><span class=\"simplesocialtxt\">WhatsApp<\/span><\/button><\/p>\n<\/div>\n<p><strong>Que se passe-t-il en Tunisie?<\/strong><br \/>Nous expliquons sur notre <a href=\"https:\/\/www.youtube.com\/channel\/UCRzypVq0B_yBad5eGrwBx0Q?sub_confirmation=1\" target=\"_blank\">cha\u00eene YouTube<\/a> . <a href=\"https:\/\/www.youtube.com\/channel\/UCRzypVq0B_yBad5eGrwBx0Q?sub_confirmation=1\" target=\"_blank\">Abonnez-vous!<\/a><\/p>\n<div class=\"mvp-org-wrap\" itemprop=\"publisher\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Organization\">\n<div class=\"mvp-org-logo\" itemprop=\"logo\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\">\n<p><img loading=\"lazy\" decoding=\"async\" width=\"290\" height=\"78\" src=\"https:\/\/www.tunisienumerique.com\/wp-content\/uploads\/2024\/03\/Logo-Tn1-1-3.png\"\/><\/p>\n<p><meta itemprop=\"url\" content=\"https:\/\/www.tunisienumerique.com\/wp-content\/uploads\/2024\/03\/Logo-Tn1-1-3.png\"\/><\/div>\n<p><meta itemprop=\"name\" content=\"Tunisie Numerique\"\/><\/div>\n<div class=\"mvp-related-posts left relative\">\n<h4 class=\"post-header\"><span class=\"post-header\">LIRE AUSSI<\/span><\/h4>\n<\/div>\n<div id=\"article-ad\">\n  <ins class=\"adsbygoogle\" data-ad-client=\"ca-pub-2102118777505746\" data-ad-slot=\"6168283410\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"\/>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>Auteur: Mohamed Ben Abderrazek<br \/>\n<a href=\"https:\/\/www.tunisienumerique.com\/back-to-basics-leffet-de-cliquet\/\">Cliquez ici pour lire l&rsquo;article depuis sa source.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le blog en direct est termin\u00e9. Aucune mise \u00e0 jour du blog en direct pour le moment. Charger plus Facebook Twitter LinkedIn WhatsApp Lire plus tard Certaines \u00e9volutions \u00e9conomiques ont la particularit\u00e9 de s\u2019installer solidement, m\u00eame lorsque les circonstances qui les ont favoris\u00e9es disparaissent. Des d\u00e9penses, des niveaux de consommation ou des avantages acquis peuvent [&hellip;]<\/p>\n","protected":false},"author":1789,"featured_media":186993,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.tunisienumerique.com\/wp-content\/uploads\/2026\/04\/Etudes-economiques-.jpg","fifu_image_alt":"Back to basics : L\u2019effet de cliquet","footnotes":""},"categories":[73,55],"tags":[],"class_list":["post-186992","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-tunisie"],"_links":{"self":[{"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/posts\/186992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/users\/1789"}],"replies":[{"embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/comments?post=186992"}],"version-history":[{"count":0,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/posts\/186992\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/media\/186993"}],"wp:attachment":[{"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/media?parent=186992"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/categories?post=186992"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/tags?post=186992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}