{"id":77295,"date":"2020-02-26T06:39:02","date_gmt":"2020-02-26T11:39:02","guid":{"rendered":"https:\/\/linitiative.ca\/International\/credits-dinvestissement-destines-aux-pme-letat-prend-en-charge-3-points-du-taux-dinteret\/"},"modified":"2020-02-26T06:39:02","modified_gmt":"2020-02-26T11:39:02","slug":"credits-dinvestissement-destines-aux-pme-letat-prend-en-charge-3-points-du-taux-dinteret","status":"publish","type":"post","link":"https:\/\/linitiative.ca\/International\/credits-dinvestissement-destines-aux-pme-letat-prend-en-charge-3-points-du-taux-dinteret\/","title":{"rendered":"Cr\u00e9dits d\u2019investissement destin\u00e9s aux PME : L\u2019Etat prend en charge 3 points du taux d\u2019int\u00e9r\u00eat"},"content":{"rendered":"<p>L\u2019Etat prend en charge, \u00e0 partir de mardi, la diff\u00e9rence entre le taux d\u2019int\u00e9r\u00eat des cr\u00e9dits d\u2019investissement et le taux moyen du march\u00e9 mon\u00e9taire dans la limite de trois points, et ce, pour les cr\u00e9dits octroy\u00e9s par les banques et les institutions financi\u00e8res au profit des PME.<\/p>\n<p>Cette mesure d\u00e9cid\u00e9e par l\u2019article 21 de la Loi n\u00b0 2019-47 du 29 mai 2019, relative \u00e0 l\u2019am\u00e9lioration du climat de l\u2019investissement et qui intervient dans le cadre de la strat\u00e9gie industrielle \u00e0 l\u2019horizon 2020, vise \u00e0 soutenir l\u2019investissement, \u00e0 am\u00e9liorer la comp\u00e9titivit\u00e9 des PME et \u00e0 faciliter leur acc\u00e8s aux financements n\u00e9cessaires.<\/p>\n<p>Telles que d\u00e9finies par le d\u00e9cret gouvernemental n\u00b02019-1178 du 24 d\u00e9cembre 2019, les entreprises \u00e9ligibles sont les PME actives dans le secteur agricole et les autres secteurs productifs, dont le total de l\u2019investissement d\u00e9clar\u00e9 (investissement de cr\u00e9ation et d\u2019extension) y compris les besoins en fonds de roulement, varie entre 150 mille dinars et 15 millions de dinars, \u00e0 l\u2019exception des secteurs du commerce, de la finance, de la promotion immobili\u00e8re, des hydrocarbures et des mines,<\/p>\n<p>Cette mesure est appliqu\u00e9e sur les cr\u00e9dits d\u2019investissement octroy\u00e9s \u00e0 partir du 1er janvier 2019, jusqu\u2019\u00e0 fin d\u00e9cembre 2020, et dont la marge b\u00e9n\u00e9ficiaire appliqu\u00e9e par les banques et institutions financi\u00e8res ne d\u00e9passe le taux de 3,5%.<\/p>\n<p>Elle englobe aussi, les op\u00e9rations de leasing destin\u00e9es \u00e0 financer les \u00e9quipements, le mat\u00e9riel, les v\u00e9hicules utilitaires et les biens fonciers, dans le cadre de projets de cr\u00e9ation et d\u2019extension de PME.<\/p>\n<p>L\u2019entr\u00e9e en application de cette mesure qui se fera conform\u00e9ment aux conditions et modalit\u00e9s fix\u00e9es par la circulaire de la Banque centrale de Tunisie n\u00b02020-04 du 24 f\u00e9vrier 2020, permettra d\u2019all\u00e9ger les charges financi\u00e8res li\u00e9es au remboursement des cr\u00e9dits d\u2019investissement accord\u00e9s aux PME et d\u2019inciter les banques et les institutions financi\u00e8res \u00e0 les financer.<\/p>\n<p>Cet avantage sera octroy\u00e9 par une commission de gestion cr\u00e9\u00e9e depuis le 13 f\u00e9vrier 2020, au sein du minist\u00e8re de l\u2019Industrie et des PME.<\/p>\n<div class=\"wp-post-author-wrap wp-post-author-shortcode left\">\n<h3 class=\"awpa-title\"\/>\n<div class=\"wp-post-author\">\n<div class=\"awpa-img awpa-author-block square\"><a href=\"http:\/\/lexpertjournal.net\/fr\/author\/expert\/\"><img loading=\"lazy\" decoding=\"async\" alt=\"\" src=\"http:\/\/0.gravatar.com\/avatar\/97f8e10a1c1125ba104a76514ee07b16?s=150&#038;d=mm&#038;r=g\" srcset=\"http:\/\/0.gravatar.com\/avatar\/97f8e10a1c1125ba104a76514ee07b16?s=300&#038;d=mm&#038;r=g 2x\" class=\"avatar avatar-150 photo\" height=\"150\" width=\"150\"\/><\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"ssba-classic-2 ssba ssbp-wrap left ssbp--theme-1 c2\"><span class=\"ssba-share-text\">Share this&#8230;<\/span><br \/><a data-site=\"\" class=\"ssba_facebook_share\" href=\"http:\/\/www.facebook.com\/sharer.php?u=http:\/\/lexpertjournal.net\/fr\/2020\/02\/26\/credits-dinvestissement-destines-aux-pme-letat-prend-en-charge-3-points-du-taux-dinteret\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"http:\/\/lexpertjournal.net\/fr\/wp-content\/plugins\/simple-share-buttons-adder\/buttons\/somacro\/facebook.png\" title=\"Facebook\" class=\"ssba ssba-img c1\" alt=\"Share on Facebook\"\/><\/a><\/p>\n<p><a data-site=\"pinterest\" class=\"ssba_pinterest_share\" href=\"javascript:void((function()%7Bvar%20e=document.createElement('script');e.setAttribute('type','text\/javascript');e.setAttribute('charset','UTF-8');e.setAttribute('src','\/\/assets.pinterest.com\/js\/pinmarklet.js?r='+Math.random()*99999999);document.body.appendChild(e)%7D)());\"><img decoding=\"async\" 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href=\"http:\/\/www.linkedin.com\/shareArticle?mini=true&#038;url=http:\/\/lexpertjournal.net\/fr\/2020\/02\/26\/credits-dinvestissement-destines-aux-pme-letat-prend-en-charge-3-points-du-taux-dinteret\/\" target=\"\"_blank\"\"><img decoding=\"async\" src=\"http:\/\/lexpertjournal.net\/fr\/wp-content\/plugins\/simple-share-buttons-adder\/buttons\/somacro\/linkedin.png\" title=\"LinkedIn\" class=\"ssba ssba-img c1\" alt=\"Share on LinkedIn\"\/><\/a><\/p>\n<\/div>\n<p>Auteur: L&rsquo;expert<br \/>\n<a href=\"http:\/\/lexpertjournal.net\/fr\/2020\/02\/26\/credits-dinvestissement-destines-aux-pme-letat-prend-en-charge-3-points-du-taux-dinteret\/\">Cliquez ici pour lire l&rsquo;article depuis sa source.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019Etat prend en charge, \u00e0 partir de mardi, la diff\u00e9rence entre le taux d\u2019int\u00e9r\u00eat des cr\u00e9dits d\u2019investissement et le taux moyen du march\u00e9 mon\u00e9taire dans la limite de trois points, et ce, pour les cr\u00e9dits octroy\u00e9s par les banques et les institutions financi\u00e8res au profit des PME. Cette mesure d\u00e9cid\u00e9e par l\u2019article 21 de la [&hellip;]<\/p>\n","protected":false},"author":1775,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[78,55],"tags":[],"class_list":["post-77295","post","type-post","status-publish","format-standard","hentry","category-economie","category-tunisie"],"_links":{"self":[{"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/posts\/77295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/users\/1775"}],"replies":[{"embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/comments?post=77295"}],"version-history":[{"count":0,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/posts\/77295\/revisions"}],"wp:attachment":[{"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/media?parent=77295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/categories?post=77295"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/linitiative.ca\/International\/wp-json\/wp\/v2\/tags?post=77295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}